According to Advisen only 20% of companies with less than 50 employees have EPLI insurance but it does increase to 32% when companies employee between 50 and 200.  

The Equal Employment Opportunity Commission (EEOC) handled more than 100,000 complaints in 2013 and 89,000 in 2014.

43% were for retaliation and federal wage lawsuits continue to dominate the court systems.

EPLI covers businesses against claims by workers that their legal rights as employees of the company have been violated.

EPLI provides protection against many kinds of employee lawsuits, including claims of:

• Sexual harassment

• Discrimination

• Wrongful termination

• Breach of employment contract

• Negligent evaluation

• Failure to employ or promote

• Wrongful discipline

• Deprivation of career opportunity

• Wrongful infliction of emotional distress

• Mismanagement of employee benefit plans